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Total boomer death

My dad recently retired and he has 4.5 million dollars in his tfsa

>>220776056
His uncle is retarded

Should've taught his kids about proper finances instead of hoarding money like a walking stereotype

>>220776056
honestly imma be eral with you niggas the geezers should just spend the money on themselves. yeah i know it sucks not getting an inheritance but they earned toiled in dirt n shiiiit so you could go to college and get a cushy job.

>>220776177
How long would it take to save up $1,000,000 GEurodollars?

oh yeah i can totally see that uncle being pissed at the idea that his relatives can enjoy a better life with his hard earned money he hoarded to be used by them in the first place, i mean by how he's described i can picture him as some kind of scrooge mcduck-esque caricature that swims in money and will haunt his bank safe as a ghost for ten thousand years.

>>220776056
>retirement
We dont do that in America

>>220776056
140,000 pesos give or take

>>220776443
*Thats how much I have saved for retirement at 29 Im nowhere near the necessary amount and don't know what that amount is

>>220776056
Saving money specifically for retirement is a retarded idea. You don't even know if you're going to be alive by then and old people get welfare, pensions, etc. anyway.

>>220776056
>Saved and got nothing for it
>Did nothing and got to enjoy it
Yeah the second group had it a lot better

None. I'm comfortable as long as I have food and a roof and the internet.

>>220776056
I have ~$100k in my retirement accounts at 28 years old, as for how much I’ll need? Who knows.

>>220776308
With 2% annual net return
Monthly return = 0.1667%
If saving €1,000/month ~4,279 months ≈ 356.6 years

>>220776056
About 120,000 right now but its in an ETF so its liable to change with the stock market

>>220776056
Should've invested it
But really people like this never spend it, you hear stories about old boomers with £1 million in the bank (all cash) who give it all to charity after they die

$65k in kiwisaver, $20k in the bank but it's really just going towards a house deposit because I don't want to be a rentoid forever

>>220776056
that's a fake story
you fell for ragebait

>>220776056
I have 13k saved because im doing just that. Im scared to spend my money incase i end up living paycheck to paycheck

>>220776056
Nothing. I don't have any form of savings.

>>220776056
70k in stocks but that's more for a house
30k retirement fund
No idea what comfortable would be anyway since there's inflation over the years and stuff like public pensions (I'm sure it'll still be there when I'm old haha) and other free stuff

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>>220776904

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>>220777357

>>220776056
A generous pension package(75% average of my best 5 years average), 401k, some CDs

>>220776056
Retard shouldn't have just saved. He should have invested it and it would have grown and then set up a trust for his kids

>>220777660
u won't have anything after miga guts it

>>220777158
old lady used to live across the street from me, she was run over and killed in a parking lot by some monkey in an SUV, before that week was over her kids had a dumpster in her driveway and were preparing to rent out the house.

I spend about $100k per year. Most of that is housing THOUGH so more like $60k.

Safe withdrawal rate is about 4%. So I will need about $1.5 million.

I have about $500k saved up, not including home equity, so still a ways to go.

>>220777357
This is Dumbledore bot gandalf

>>220777238
>I'm sure it'll still be there when I'm old haha
Yeah sure

>>220776056
I max my HSA but my 401k I only put enough to get my employer's full match, rest of my savings go in a normal brokerage account.

>>220776056
> How Much Do You Have Saved For Retirement?
0
I'm unable to do that.

>>220776177
how do you need 2500-4000 to live comfortably?

i make 600 per month and save enough to upgrade computer every five years and travel internationally multiple times a year. and spend 400 euros on vidya, and invest for fun

what are these dumb boomers spending money on?

>>220776518
My Dad is retired and says at that age money doesn't really matter, and most of his friends just burn money out of boredom.

You also don't know if you'll be hit with a "tax the rich" political movement if you do acquire a nest egg.

>>220777033
There was one janitor who died with like 4 million in the bank. He had just been investing all his money in blue chip stocks for 50+ years.

>>220776214
This
Also cost of living is just higher

>>220776056
I have about 60k euro in savings, I spend 1k euro per month, and save 4k euro per month that I invest in bonds

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>>220776308
>>220776904
>2% annual return
average annual return is 8%-10% before inflation, 5-7% with it.

if you save 1000/month it should take you 26-33 years

>>220777113
>$65k in kiwisaver
Kek how old are you?

None. Just living life a quarter mile at a time.

>>220776056
i think you can do it with 200k USD.

>>220776056
Kek. Pathetic to see zoomers thinking they're entitled to their parent's wealth when half of them would just blow it away as one would expect.

>>220778520
>i make 600 per month and save enough to upgrade computer every five years and travel internationally multiple times a year. and spend 400 euros on vidya, and invest for fun

Do you live in Africa or with your parents?

>>220776056
$800k just lying there doing nothing going Scrooge mode? That's nothing to be proud of.

>>220784357
Parents, government assistance, got a rental agreement locked to a much earlier time period or 'tism bucks.

I don't save money. I often splurge and buy like 10000 calories of fast food and junk food and eat it in one go.

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>>220784281
In my family it was expected for sons to inherit their parents farm

>>220784426
>often splurge and buy like 10000 calories of fast food and junk food and eat it in one go.
I do it too
Thought I was the only one

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>>220776056
total NEET victory

>>220784452
The funny thing is that I'm not even fat. My BMI is like 22.

>>220776056
Who knows how many kids he had, but splitting that 3-4 ways mostly just means that they could buy themselves a house or a new car or a small plot of rural property.
What does the OP think should be done with that money? Build a shrine to the Uncle with it all?

>>220778520
>i make 600 per month
I have no idea how that is possible.
Like I would have to live on the streets or die from hunger if thats how much I was earning.

>>220785649
student gibs + 200 per month from parents
i don't need to do anything
i have everything i need

>>220776056
Western leftist anti-white progressives and their Jewish masters have ruined the world. Not a single shred of beauty or joy remains in it. I have no prospects or hope in the future, there is nothing left for me in the remaining four or five decades of life other than to watch these bastards suffer and die. Not just any death, but to die screaming in as much pain and terror as possible. I want them to die in ways the human mind has yet to conceive. Every single sneering, smirking holier than thou American or Britroach virtue signalling godless leftist progressive who celebrates and supports immigration, shitskins, transsexuals, pedophiles, Muslims, groomers, feminists, the whole leftist ensemble.

I am not rich by any means, I make about 10,000 dollars a month and have about a million in savings, but if I could give any part of it to make a liberal die painfully as possible I'd give it without hesitation. I want to pay for them and their children to be tortured on Liveleak like that ring of rich Westerners who paid Indonesians to torture baby monkeys for their amusement. I will dedicate the rest of my life and energies to this one objective, to hoarding enough wealth and resources to make this a reality. If I could pay for just one Judeo-Western leftist to suffer and die, meaning and happiness will be restored to my life once again

>>220776056
mad how americans can even have "no vacations"

>>220776056
i got five dollas

>>220787668
Mad how your sister's pussy is capable of taking so many black dicks you fucking idiot. Worry about your own shithole first.

>>220787668
Je me branle de ce que tu penses. Tu as laissé ta nation tomber sous le joug d'envahisseurs djihadistes pour une retraite et 40k€ nets par an. Tant que tu n'auras pas réglé ce problème, je n'aurai aucun respect pour toi. Discuter avec 90% des français est une perte de temps. Ils sont profondément démoralisés. La soumission intergénérationnelle les a complètement vidés de toute volonté se défendre. On leur inculque qu'ils doivent prendre soin de chaque étranger, et beaucoup s'y soumettent. Les français sont élevés dans un nihilisme autodestructeur dès leur plus jeune âge, et le fruit de ce désespoir est l'effondrement spirituel total de leur nation.

La France est en train de devenir un pays satellite de l'Afrique et du Moyen-Orient. Il n'y a aucune assimilation visible, ni même la moindre tentative. Les français ne sont que les chiens des musulmans, qui se sont imposés comme la classe dirigeante en France, ils y vivent, mais ne sont soumis ni à ses lois ni à ses valeurs, tandis que les français de souche existent pour les servir et doivent satisfaire le moindre de leurs caprices.

Un musulman peut massacrer des dizaines de français. Et quel est leur instinct ? Pleurer leurs frères et sœurs morts ? Désirer vengeance ? S'assurer que cela ne se reproduise plus en les expulsant ? Non. Lorsqu'un attentat se produit, les français pleurent en pensant aux représailles contre les musulmans : « Oh, cet attentat va rendre l'extrême droite plus populaire ! » Pendant ce temps, ils se rassurent en se disant que nous sommes tous humains, tandis que les musulmans se moquent d'eux, les traitant de faibles et de lâches, et profitent ouvertement de leur faiblesse, saignant fièrement la France à blanc.

C'est comme si tu voulais disparaître. Tu te détestes plus que tout au monde. Un pays de lâches inutiles et aigris qui se croient supérieurs au reste parce qu'ils se soucient de leurs « droits de l'homme » (mdr).

>>220776056
>How Much Do You Have Saved For Retirement?
A .44 black powder revolver (it's legal, glowniggers)

>>220776518
No it's saving money because many jobs are no longer safe from AI. If you are in the first world you can leech off welfare forever.

If chronic loneliness is as dangerous as smoking I don't think I will live to be that old